In much of the West, access to credit is taken for granted. Banks rely on long credit histories, stable wages, and government datasets to determine who qualifies for loans. But for billions of people ...

In early 2026, the U.S. leveraged loan market performed worse than the high-yield bond market, even though these two asset classes usually move together. Explore how the Bloomberg Terminal can help ...

The idea of letting artificial intelligence models make lending decisions was once considered risky and prone to error, discrimination, bias, "black box" style obfuscation and lack of explainability.

For decades, the magic credit score number for homebuyers was 620. That FICO score was typically seen as the minimum needed to qualify for a conventional mortgage, a line between who could move ...

No credit check lending refers to financial products that do not rely on traditional credit reports or scores when approving borrowers. Instead, lenders evaluate applicants based on alternative ...

Morningstar Credit Analytics, a wholly owned subsidiary of Morningstar, Inc. (Nasdaq: MORN), today launched a suite of enhancements to its commercial mortgage-backed securities (CMBS) and commercial ...

The best personal loans for good credit are from providers like SoFi, LightStream and Achieve that offer low APRs and rate ...

Many personal loan lenders look for applicants with good (670 to 739) to very good (740 to 799) and even excellent (800 to ...